Borrowing Money Brouhaha

Sometimes giving or receiving a loan can become a nightmare............. Let's discuss and what you would do if someone overpaid you after a lot of stress.... You gave a loan of 40,000 Naira to a friend two years ago but since then he has refused to pay back, which has really affected your friendship. You have pleaded with him to pay you #20,000 and forget the rest because you are in a via IFTTT